What happens to TRICARE at age 26?

Direct answer: TRICARE Young Adult coverage ends at age 26. Regular child coverage usually ends earlier, at 21, or at 23 for a full-time student who qualifies.

Applies to: All TRICARE plans · All regions

Details

An unmarried adult child who is at least 21 and not yet 26 may be able to buy TRICARE Young Adult if they are not eligible for an employer plan from their own job and not otherwise eligible for TRICARE. A student whose sponsor provides more than half of their support may keep regular eligibility until 23 or graduation, whichever comes first. Turning 26, getting married, or gaining an employer plan ends Young Adult coverage. The sponsor updates DEERS when family status changes.

What to do next

Confirm this with your Primary Care Manager or regional contractor before scheduling — rules can vary by region and by service.