TRICARE Reserve Select
TRS
Quick Definition
Premium-based health plan for qualified Selected Reserve members and their families.
Key Takeaways
- Available to qualified Selected Reserve members and families
- Requires monthly premium payments
- Provides comprehensive coverage similar to TRICARE Select
Full Definition
TRICARE Reserve Select (TRS) is a premium-based health plan available to qualified members of the Selected Reserve and their eligible family members. TRS provides comprehensive coverage similar to TRICARE Select but is designed specifically for Reserve and National Guard members who are not on active duty orders.
Eligibility requirements: • Must be a member of the Selected Reserve • Must not be eligible for or enrolled in the Federal Employees Health Benefits (FEHB) program • Must be registered in DEERS • Cannot be on active duty orders for more than 30 consecutive days
Key features of TRS: • Monthly premiums required (member-only or member-and-family) • No referrals needed for specialty care • Access to network and non-network providers • Annual deductibles and cost-shares apply • Available worldwide
TRS offers an affordable healthcare option for Reserve and Guard families who might otherwise lack employer-sponsored coverage. Coverage can begin on the first day of the month following enrollment approval.
Helpful Tips
- Verify your FEHB eligibility status before enrolling, as FEHB participation disqualifies you from TRS.
- Enroll within 90 days of becoming eligible to avoid waiting periods.
Related Questions
Who qualifies for TRICARE Reserve Select?
Selected Reserve members not on active duty orders who commit to remaining in the Selected Reserve qualify for TRS.
How much does TRICARE cost?
Costs vary by plan and beneficiary status. Active duty members have no costs. Retirees and their families pay enrollment fees and cost-shares.
What is TRICARE Reserve Select?
TRICARE Reserve Select (TRS) is a premium-based health plan available to qualified members of the Selected Reserve and their families who are not on active duty orders.
Related Terms
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