How do I find a TRICARE provider?
Quick Answer
Use the online provider directory on your regional contractor's website or call them directly for assistance.
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Detailed Answer
Finding a TRICARE-authorized provider is straightforward:
Online Provider Search
- Visit your regional contractor's website
- Use the provider directory tool
- Filter by specialty, location, and language
- Check if accepting new patients
Regional Contractors
- East Region: Humana Military
- West Region: TriWest Healthcare Alliance
- Overseas: International SOS
Provider Types
- Network Providers: Lower costs, simplified claims
- Non-Network Providers: Higher costs, may require you to file claims
- Authorized Providers: Must meet TRICARE standards
For TRICARE Prime
- Must get referrals for specialty care
- Use assigned primary care manager (PCM)
- Stay in-network for routine care
For TRICARE Select
- No referrals needed
- Freedom to choose any authorized provider
- Cost savings with network providers
Tips for Finding Providers
- Verify current participation status
- Confirm accepting new TRICARE patients
- Ask about copays and cost-shares
- Check office hours and location
Military Treatment Facilities (MTFs)
- Available to all TRICARE beneficiaries
- No cost for most services
- May have limited appointment availability
- Priority given to active duty
Specialist Referrals
- Prime requires PCM referral
- Select allows self-referral
- Pre-authorization may be required for certain procedures
Changing Providers
- Can switch during open enrollment
- Prime users may change PCM anytime
- Select users can see different providers freely
Contact your regional contractor for personalized provider search assistance.
Related TRICARE Terms
Related Questions
What is TRICARE?
TRICARE is the healthcare program for uniformed service members, retirees, and their families worldwide.
What is the difference between TRICARE Prime and TRICARE Select?
TRICARE Prime is a managed care option with a primary care manager and lower costs. TRICARE Select offers more flexibility to choose providers with higher out-of-pocket expenses.
What do most military families add to their TRICARE coverage?
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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