TRICARE Eastpayment: Humana Military Billing Guide

*Disclaimer: TRICARE.com is an independent reference site and is not the official TRICARE program or the Department of Defense. For official policy and the most current government data, visit TRICARE.mil.*

## Quick answer "Eastpayment" refers to the online payment portal and billing system managed by **Humana Military**, the regional contractor for the TRICARE East Region. It is the primary way beneficiaries in the East Region pay their enrollment fees and monthly premiums for plans like TRICARE Select, TRICARE Reserve Select, and TRICARE Young Adult.

## In detail If you live in the TRICARE East Region (covering approximately 30 states in the eastern U.S.), your healthcare administration—including billing and payments—is handled by Humana Military. The "Eastpayment" system is the digital infrastructure used to ensure coverage remains active through timely premium payments.

### Payment Methods Humana Military offers several ways to settle "Eastpayment" obligations: * **Recurring Automatic Payments:** The preferred method for most members. You can set up an Automatic Payment Authorization (APA) via a credit/debit card or an Electronic Funds Transfer (EFT) from a checking account. * **Allotment:** Active duty family members and retirees can often have premiums deducted directly from their military pay or retirement check. * **One-Time Online Payments:** Using the Humana Military "Pay My Bill" portal for catch-up payments or initial enrollment fees. * **Phone Payments:** Interactive Voice Response (IVR) systems allow for automated payments over the phone.

### What You Pay (2026 Rates) Costs vary based on your "Group" (when you or your sponsor joined the military) and your specific plan.

### The East Region Transition As of July 4, 2026, the East Region continues to be managed by Humana Military. While the West Region recently underwent a contractor change to TriWest Healthcare Alliance, the East Region's billing system remains stable under the established Humana Military infrastructure.

## Who this applies to * **TRICARE Select Retirees (Group A):** Retirees and their families who joined before Jan 1, 2018, must pay monthly enrollment fees to keep coverage. * **TRICARE Reserve Select (TRS) Members:** Selected Reserve members who purchase this premium-based health plan. * **TRICARE Retired Reserve (TRR) Members:** Retired Guard and Reserve members under age 60. * **TRICARE Young Adult (TYA) Enrollees:** Adult children (up to age 26) of eligible sponsors who purchase individual coverage. * **TRICARE Retired Reserve (TRR):** Retired reserve members who are not yet eligible for Medicare.

Common scenarios

### Scenario 1: The Retiree Transition John is a retired Army veteran in Georgia (East Region) under TRICARE Select. In 2026, his monthly enrollment fee is automatically deducted from his military retirement pay via **allotment**. Because he uses allotment, he rarely needs to log into the Eastpayment portal unless his pay is suspended or he changes coverage.

### Scenario 2: The Reserve Member Catch-up Sarah is a member of the Air National Guard in Florida. She missed two months of TRICARE Reserve Select premiums because her credit card expired. To prevent her coverage from being terminated, she must log into the Humana Military Eastpayment portal and make a one-time "catch-up" payment for the 2026 balance to restore her good standing.

### Scenario 3: The Young Adult Enrollment Emily, age 23, lives in Virginia and is enrolled in TRICARE Young Adult. Her father, the sponsor, pays her monthly premium of several hundred dollars (varies by plan year) using a recurring credit card payment set up through the Humana Military website.

## Related terms * **Humana Military:** The managed care contractor responsible for the TRICARE East Region. * **Allotment:** A recurring deduction from a service member's or retiree's pay to cover premiums. * **T-5 Contract:** The fifth generation of TRICARE contracts which defined the current regional boundaries and contractors. * **Beneficiary Web Enrollment (BWE):** The DMDC site used to enroll in plans, which then links to the contractor's payment portal. * **Catastrophic Cap:** The maximum out-of-pocket amount a family pays each year for TRICARE-covered services.

## Sources 1. **TRICARE East Region Contractor (Humana Military):** https://www.humanamilitary.com/ 2. **TRICARE.mil Payment Options:** https://www.tricare.mil/paybills 3. **Defense Health Agency (DHA):** https://health.mil/ 4. **TRICARE.mil Costs & Fees:** https://www.tricare.mil/costs