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What is TRICARE Reserve Select and who qualifies?
Verified by TRICARE.com Editorial Team
Updated 2024-12-01
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Quick Answer
TRICARE Reserve Select (TRS) covers Selected Reserve and Guard members and families for about $60/month (member) or $230/month (family). Coverage matches TRICARE Select.
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Key Takeaways
- For Selected Reserve/Guard
- Premium-based plan
- About $60-230/month
- TRICARE Select coverage
Detailed Answer
TRICARE Reserve Select (TRS):
Who Qualifies
- Selected Reserve members
- National Guard members
- Must be drilling or AGR
- Not on active duty orders 30+ days
- Not eligible for FEHB
Monthly Premiums (2024)
- Member only: ~$60
- Member + family: ~$230
- Premiums may change yearly
- Paid directly to DFAS
Coverage Details
- Same as TRICARE Select
- Network and non-network options
- Cost-shares apply
- Covers dependents
How to Enroll
- Within 90 days of eligibility
- Online at milConnect
- Or contact TRICARE
- Annual enrollment opportunity
Key Benefits
- Comprehensive coverage
- Lower than civilian plans
- Dental/vision available separately
- Portable during service
Helpful Tips
- Enroll within 90 days
- Compare to civilian options
- Consider FEDVIP for dental
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What do most military families add to their TRICARE coverage?
Most Popular
Supplemental health insurance is the most common addition — it covers dental, vision, and out-of-pocket costs that TRICARE leaves uncovered. Life insurance and a legal will are also highly recommended.
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