Editorial Disclosure | TRICARE.com Reference Site | TRICARE.com

## Summary TRICARE.com is an independent reference site and is not affiliated with the Department of Defense or the official TRICARE program. This Disclosure explains our editorial process, our lack of government affiliation, and how we maintain independence while providing military health insurance information.

## Full text *Last updated: April 2026*

### No Government Affiliation TRICARE.com is a privately owned website operated for educational and informational purposes. **We are not a government agency, and we are not affiliated with, endorsed by, or sponsored by the Department of Defense (DoD), the Defense Health Agency (DHA), or the official TRICARE program.** For official policy, enrollment, and claims, users should always visit [TRICARE.mil](https://www.tricare.mil).

### Editorial Independence Our mission is to provide clear, plain-English explanations of military health benefits. Our editorial team research and write content based on publicly available data from official sources, including the T-5 regional contractors (Humana Military in the East and TriWest Healthcare Alliance in the West). All editorial decisions are made independently. We do not accept payment to favor specific providers, pharmaceutical companies, or insurance supplemental plans within our primary reference guides.

### Information Accuracy and Limitations While we strive to provide the most current rates and policy changes (such as 2026 enrollment fees and catastrophic caps), TRICARE policies change frequently. The information provided on TRICARE.com is for general educational purposes only. It does not constitute medical, legal, financial, or professional insurance advice.

Users are encouraged to verify all benefit information with: * **The East Region Contractor:** Humana Military * **The West Region Contractor:** TriWest Healthcare Alliance * **The Pharmacy Benefit Manager:** Express Scripts * **The Overseas Contractor:** International SOS

### No Professional-Client Relationship Use of this website does not create an insurance broker-client relationship or a professional advisory relationship. We do not sell insurance, we do not process TRICARE claims, and we cannot advocate for individual beneficiaries in disputes with the Defense Health Agency or regional contractors.

### Conflicts of Interest and Advertising If TRICARE.com accepts advertising or affiliate commissions in the future, such content will be clearly labeled as "Sponsored," "Advertisement," or "Affiliate Link." Our core editorial guides are written to be objective, regardless of any potential commercial relationships. We do not provide "pay-for-play" rankings of military treatment facilities or civilian providers.

### 2026 Policy Updates Our team monitors the transition of the T-5 contract and annual Defense Authorization Act changes. However, there may be a lag between official government announcements and updates on this site. Always defer to the official TRICARE Summary of Beneficiary Costs for the current plan year.

## Contact If you have questions regarding our editorial standards or wish to report a factual error, please contact us at **hello@tricare.com**. Please do not send Protected Health Information (PHI) or Personally Identifiable Information (PII), as we are not a healthcare provider and cannot assist with individual medical claims.