Martin Army Community Hospital: TRICARE Guide & 2026 Costs

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## Quick answer Martin Army Community Hospital (BAMC), located at Fort Moore (formerly Fort Benning) in Georgia, is a state-of-the-art military treatment facility (MTF) serving as the primary healthcare hub for Soldiers, retirees, and their families in the Columbus area. It operates as a TRICARE Prime facility where beneficiaries can receive primary and specialty care with zero out-of-pocket costs for active-duty families.

## In detail Located on Fort Moore, Georgia, Martin Army Community Hospital (MACH) is a 745,000-square-foot facility that replaced the legacy 1950s-era hospital in 2014. Under the T-5 contract transition, it remains within the **TRICARE East Region**, managed by **Humana Military**.

### Services Available MACH provides a full spectrum of healthcare services, including: * **Primary Care:** Family medicine, pediatrics, and internal medicine. * **Specialty Care:** Orthopedics, OB/GYN, cardiology, dermatology, and general surgery. * **Behavioral Health:** Comprehensive mental health services for active duty and dependents. * **Ancillary Services:** Full-service pharmacy (managed by Express Scripts), laboratory, and advanced imaging (MRI/CT). * **Emergency Services:** 24/7 Emergency Department (Note: For life-threatening emergencies, always dial 911 or visit the nearest ER).

### Accessing Care at MACH How you access care depends on your TRICARE plan and beneficiary category:

### Pharmacy Services The MACH pharmacy is often the most utilized service for local beneficiaries. * **MANDATORY FOR MAINTENANCE DRUGS:** Active duty family members and retirees must use either the MACH pharmacy or Express Scripts Home Delivery for "maintenance" medications. * **Costs:** There is a **$0 copay** for all prescriptions filled at the MACH internal pharmacy (2026 rates). If you use a retail pharmacy (like CVS or Walgreens), you will pay civilian copays ($18–$46+ depending on drug tier).

## Who this applies to * **Active Duty Soldiers:** Stationed at Fort Moore; MACH is your primary medical home for all readiness and wellness needs. * **TRICARE Prime Enrollees (Group A & B):** Those who have designated a MACH Primary Care Manager (PCM). This includes many retirees living in the Columbus, GA and Phenix City, AL area. * **TRICARE Select Beneficiaries:** Eligible for "space-available" care. While they can use the MACH pharmacy for free, they are not guaranteed appointments for primary care. * **TRICARE For Life (TFL) Users:** Retirees age 65+ can fill prescriptions at the MACH pharmacy at no cost, though their primary care is usually handled by Medicare providers off-post.

Common scenarios

**1. Active Duty Family Member (Prime)** Sarah is the spouse of an Army Captain at Fort Moore. She is enrolled in TRICARE Prime and has a PCM at MACH. She visits for a prenatal checkup and later delivers her baby at the hospital. * **2.26 Cost:** $0. (Zero deductible, zero copay for all care at a military facility).

**2. Retiree using TRICARE Select** John is a retired Sergeant First Class living in Columbus. He uses TRICARE Select and sees a civilian doctor in the community (paying a 2026 copay of roughly $38 per visit). However, he brings his hard-copy prescription for high blood pressure to the MACH Pharmacy. * **2026 Cost:** $0. (By using the MTF pharmacy instead of a retail pharmacy, he saves approximately $18–$46 per month).

**3. Active Duty Soldier (Urgent Care)** An active-duty Soldier sustains a minor injury on a Saturday. They visit the MACH Emergency Department. * **2026 Cost:** $0. (Active duty members must seek care at the MTF if available; otherwise, they require a referral).

## Related terms * **MTF (Military Treatment Facility):** A hospital or clinic owned and operated by the Department of Defense (like MACH). * **PCM (Primary Care Manager):** The doctor or clinic responsible for your basic healthcare and referrals to specialists. * **Humana Military:** The current regional contractor for the TRICARE East Region. * **Space-Available Care:** Medical care provided to non-Prime beneficiaries at an MTF only when there are open appointment slots. * **DEERS (Defense Enrollment Eligibility Reporting System):** The database used to verify TRICARE eligibility.

## Sources * **TRICARE.mil - Martin Army Community Hospital site:** https://martin.tricare.mil/ * **Humana Military (East Region Contractor):** https://www.humanamilitary.com/ * **Defense Health Agency (DHA):** https://health.mil/ * **Express Scripts TRICARE Pharmacy:** https://www.express-scripts.com/tricare/